Getting Serious About Retirement?
Are You Prepared for Retirement?
Get My "Retirement Readiness Checklist"
YES! THE CHECKLIST IS COMPLIMENTARY!
And will be delivered to your email.
A few topics from my
Retirement Readiness Checklist
#1
How much will you need to retire?
● How much is enough?
● Have you run the numbers?
● Will it last the rest of your life?
● Have you prepared a retirement budget?
#2
Retirement Income
● How much income will you need in retirement?
● What are your income sources?
● How much income can you project from each source?
● Which order from your sources should you draw from?
#3
Tax Planning
● How will you minimize taxes during your retirement years － so you can keep more of what you spent a lifetime accumulating?
● Who will prepare your tax returns?
● Who will do your tax planning?
#4
Social Security
Many people think Social Security is cut-and-dried － it's not.
There are many rules, and you have many options. The key is to learn BEFORE you apply.
#5
Managing Debt
● Should you pay off your mortgage?
● Will you have other debt?
● Can you pay off your debt before you retire?
● Are there any significant purchases, expenses, or repairs in the coming years?
#6
Retirement Plans
● What are your options for your company retirement plans?
● Will you have an IRA? What are your options for account types, investments, management, and distributions?
● Should you consolidate multiple accounts to reduce complexity and fees?
#7
Long-term Care
● Determine your options to pay for long-term care.
● What type of care would you prefer?
● Who will be your caregiver?
● Who will be your backup caregiver?
#8
Plan Your Estate
● How can you reduce probate costs and headaches for your heirs?
● Will estate taxes be of concern?
● Are income taxes for your heirs of concern?
#9
And More!
● Life insurance, Health insurance, and Medicare
● Managing your investments
● Required Minimum Distributions
● Retirement distribution planning
● Analyze your pension options
● And more!
YES! The Checklist is complimentary!
And will be delivered to your email.
Bil Sadler, CFP®, CFA
Wealth Manager
LPL Financial
Phone: (850) 420-9854
1131 Mack Bayou Rd, Ste F
Santa Rosa Beach, FL 32459
About me
For over 20 years, I've been working with people facing important and critical retirement decisions ⎯ people who are in the Retirement Redzone, which is the five to ten years before and after your planned retirement date.
My typical client is concerned about three BIG things:
1) Preserving their money
2) Taxes
3) Social Security
Frequently Asked Questions
What's the Catch?
This is how I meet potential new clients!
I offer a complimentary Retirement Readiness Checklist as a way to build long-term relationships that could eventually turn into potential clients. (Would you rather get a cold telemarketing call? Yikes!)
Of course, not everyone who requests my Checklist becomes a client. That's okay! Maybe we'll connect later. Maybe you'll tell a friend. Who knows where it could lead?
Yes, if you request my Retirement Readiness Checklist, you'll be on my email list. But don't worry; you can always unsubscribe anytime you'd like by using the link at the bottom of any email I send you. (I hope you like my stuff good enough to stick around, though!)
After you review the Checklist for yourself, if you have questions related to retirement, please feel free to call me. I'd be glad to help if I can.
Is there anything else?
Yes. After you review the Retirement Readiness Checklist, I offer you a complimentary visit to address your questions and help you get prepared. The objective is to prepare a One-Page Retirement Plan summary you can use whether we work together or not.
Are you going to try to sell me something?
Nope. Zero-pressure. I'm not pitching products, nor will you be pressured to do or buy anything. Period.
How I do business.
Coming from a tax and accounting background, I operate similarly to an accountant - I don't make sales calls - I practice my financial planning profession. I'm here to help. When you're ready, please call me.
I look forward to talking with you!
YES! The Checklist is complimentary!
And will be delivered to your email.
Bil Sadler, CFP®, CFA, Wealth Manager with LPL Financial
Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.
The LPL Financial Wealth Manager associated with this site may only discuss and/or transact securities business with residents of the following states: Florida, Georgia, Alabama, and Colorado.
Copyright © 2023 William 'Bil' Sadler. All Rights Reserved
